Westbrook Family Dental
Preparing your dental care experience
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Quality dental care, moments away
Preparing your dental care experience
Access your superannuation funds for essential dental treatment when facing financial hardship or medical necessity.
Early release of superannuation is subject to strict eligibility criteria and government approval. Professional financial advice is recommended before proceeding.
⚠️ Professional advice recommended ⚠️ Government approval required ⚠️ Affects retirement savings
Supercare
Access super for dental care
Compassionate Release
Medical necessity
Financial Hardship
Cannot afford treatment
Alternative Access
Other qualifying circumstances
ATO approval required · No interest charges
$0
Interest
ATO
Approved
0-4
Weeks processing time
$0
Interest on your own funds
0
Simple steps to access
0%
Medically focused
Why Supercare
Access your superannuation funds early for medically necessary dental treatment under ATO compassionate release provisions.
Use substantial amounts from your super balance for major dental procedures not covered by Medicare or private health insurance.
Qualify based on medical necessity — treatments must be essential for your health and not cosmetic in nature.
Once approved, funds are released directly from your super fund and payment is processed straight to our practice.
No interest charges apply — you are using your own superannuation savings, not borrowing from a lender.
Specifically designed for medical and dental treatments that are essential to your overall health and wellbeing.
Access Options
Two main routes to access your super for dental care.
Medical & Financial Hardship
Suitable for: Major dental work, implants, reconstructive surgery
Other Super Access Options
Suitable for: Specific qualifying circumstances
Qualifying Treatments
Medically necessary dental procedures — cosmetic treatments generally do not qualify.
Trauma repair, infection treatment, emergency extractions requiring urgent intervention.
Necessary crowns and bridges required to restore essential dental function.
Treatment for severe gum disease that is affecting your general health.
Medically necessary oral surgical procedures including jaw surgery.
Dentures and implants required to restore essential chewing function.
Treatment for jaw joint disorders causing significant pain or health impact.
Eligibility
Strict criteria must be met — professional advice is strongly recommended.
Supercare early release is available under specific circumstances. Treatment must be medically necessary and not purely cosmetic.
How It Works
Consultation with our dental team to assess your treatment needs and establish medical necessity documentation.
Complete the ATO Supercare application with required documentation, treatment quotes, and medical evidence.
Once approved by the ATO, funds are released from your super and payment is processed to our practice.
Please read carefully before proceeding with a Supercare application.
Financial Warning
Accessing your superannuation early will reduce your retirement savings and the compound growth on those funds. Consider this impact carefully before proceeding.
Tax Implications
Early super release may have tax implications — consult your financial advisor first.
Retirement Impact
Consider the long-term impact on your retirement savings and financial security.
Professional Advice
Seek independent financial and tax advice before making any decisions about your super.
Alternative Options First
Explore ZIP, Afterpay, and Direct Debit payment plans before accessing your super.
Medical Evidence Required
Strong medical evidence is needed to demonstrate the necessity of treatment.
Processing Time
Applications take 2–4 weeks — plan your treatment timeline accordingly.
Common questions about using superannuation for dental care.
Our team can help you understand if Supercare is right for your dental treatment and guide you through the application process.